Plans
Plan Information
ERSGA administers several retirement systems for the State of Georgia. If you’re not sure which retirement system applies to you, check with your employer or log in to your online account using the Log In button at the top of the page and choose Account Summary.
GSEPS: Georgia State Employees’ Pension & Savings Plan (Tier 3)
Membership
ERS members hired on and after January 1, 2009 will be automatically enrolled in the GSEPS Plan (Tier 3). Employees hired prior to January 1, 2009 maintain their membership in either the ERS New (Tier 2) or Old (Tier 1) plan.
GSEPS Enrollment Information Notice
What is GSEPS?
GSEPS, or Tier 3, is a combination Defined Benefit (pension) and Peach State Reserves (PSR) 401(k) savings plan with an escalating employer match.
New Plan (Tier2)
For a more detailed explanation of your retirement benefits and the information in the categories below, please see the ERS Handbook in the link to the right.
Membership
ERS New Plan, or Tier 2, members are employees who were hired between 7/1/1982 and 12/31/2008.
Contributions
Members are required to contribute 1.50% of their earnable compensation to the plan.
Old Plan (Tier 1)
For a more detailed explanation of your retirement benefits and the information in the categories below, please see the ERS Handbook in the link to the right.
Supplemental Guaranteed Lifetime Income (SGLI)
ERS Retirees can Convert Peach State Reserves funds to Guaranteed Monthly Income
Supplemental Guaranteed Lifetime Income (SGLI)
Employees’ Retirement System (ERS) retirees have the opportunity to use funds in Peach State Reserves (PSR) to purchase a supplemental annuity from ERS.
SGLI provides additional financial security during retirement through lifetime monthly benefit payments.