New Member

Overview

New Member
Get started today!

What to do

Welcome to the Employees’ Retirement System of Georgia (ERSGA). We look forward to partnering with you toward a comfortable retirement!

As a New Member, it is important for you to take the following actions now:

  • Register for and log in to your online account. By registering for your online account you can:
    • Review and confirm or designate beneficiaries
    • Generate a benefit estimate to see the pension benefit you might be entitled to at retirement
  • View or update your profile information, including email address
  • Check your Personal Correspondence folder 

Click the Log In button at the top of any page to begin.

Learn More about Your Plan

Visit your plan page by using the Plans menu above. You will find helpful information, including a plan overview video, an infographic, and your plan handbook. The important sections to review in your plan handbookare:

  • Contributions
  • Service
  • Benefits Eligibility
  • Information about your Benefit Formula

Additional financial considerations for new employees

  • Live within your financial means:

    • Review all of your finances to know where you stand. Then create a monthly budget.
    • Review your spending habits and reduce where possible. Little changes can add up to big savings!
    • Review & shop around for better deals on expenses such as: Utilities, home or car insurance policies, internet and cable. 

  • When it comes to saving for retirement, it is never too early to increase your contributions. Time is your biggest advantage to save for a wonderful retirement!

  • Save for an emergency: 3-6 months of expenses

  • Student debt: Pay on time. Student debt is the only debt not dischargeable through bankruptcy.

  • Credit card debt:

    • Pay on time and always pay at least minimum balance.
    • Pay off highest interest card first and then move on to the next.
    • Do you know your credit score? Check your free credit report yearly for accuracy. You can find links to all three credit reporting agencies on our Useful Links page.
  • Cyber security protection for your information and access points:
    • Protect your personal information
    • Use strong user IDs and passwords
    • Only access sensitive information on secure WiFi
  • Build a cash reserve savings account for emergency expenses. 
  • Four must-have documents:
  1. Will
  2. Revocable living trust
  3. Durable power of attorney for finances
  4. Durable power of attorney for healthcare