Members can make Roth, or after-tax, contributions to PSR accounts. Roth contributions offer several advantages, including tax-free distribution of contributions and earnings when you retire. 

For more information about making Roth contributions to your PSR account, please read our guide: Understanding Roth Contributions and Savings Plan Options

Please note that electing to make Roth contributions will not result in the same reduction in taxable income as when making pre-tax contributions. Roth contributions may also not be eligible to roll over into a Traditional IRA or other retirement plan if you leave service with the state and roll your 401(k) or 457 into another retirement plan.